Looking to buy your first home in Dubai? Discover how the First Home Ownership Programโa government-backed initiative by the Dubai Land Departmentโcan help UAE nationals and residents own property with ease, affordability, and confidence.
๐ Why Invest in Dubai Real Estate Now?
Dubai is one of the fastest-growing cities globally, known for its:
- World-class infrastructure
- Tax-free environment
- High ROI on real estate
- Long-term residency opportunities
Whether you’re buying to live or invest, Dubai offers luxury apartments, waterfront homes, and smart communities that suit all budgets and lifestyles.
๐ก What Is the “First Home Ownership” Program?
The First Home Ownership Program is a revolutionary initiative by the Dubai Land Department (DLD). It aims to support first-time buyersโUAE nationals and residentsโby offering:
- Exclusive discounts from top developers
- Flexible payment plans
- 0% installment options for DLD fees
- Preferential mortgage rates
- Early access to new property launches
With this program, owning a home in Dubai has never been more accessible.
โ Eligibility Criteria: Are You Qualified?
To qualify for the First Home Ownership Program, you must:
- Be a UAE citizen or resident
- Be 18 years or older
- Not currently own any freehold residential property in Dubai
- Be purchasing a property below AED 5 million
๐ฐ Program Benefits: What You Get
1. Developer Discounts: Save big on select units from top developers
2. Flexible Payment Terms: Extended plans for off-plan projects
3. 0% DLD Installment Fees: Pay DLD registration fees via card
4. Competitive Home Loans: Low interest rates, minimal processing fees
5. Priority Launch Alerts: Be the first to view new launches and get exclusive deals
๐ How to Register for the Program
Step 1: Visit Dubai Land Department website or download the Dubai REST app
Step 2: Fill out the eligibility form
Step 3: Receive your unique QR Code via email
Step 4: Use your QR Code with any participating developer or bank to claim benefits
โ No registration fees. Just the regular DLD and developer/bank charges applyโmany of which are waived for program users.
๐๏ธ Participating Developers
- Emaar Properties
- Nakheel
- Meraas
- Azizi Developments
- Binghatti Developers
- Ellington Properties
- Damac Properties
- Dubai Properties
- Danube Properties
- Majid Al Futtaim
- Wasl Properties
- Palma Holding
- Beyond Real Estate
๐ฆ Partner Banks
- Emirates NBD
- Dubai Islamic Bank
- Emirates Islamic
- Mashreq Bank
- Commercial Bank of Dubai
๐โโ๏ธ FAQs
Q: Do I need a mortgage to apply?
A: No, but if needed, exclusive rates are available.
Q: Can I register with more than one developer?
A: Yes, but only one developer and one bank can be used per property.
Q: Will I receive early updates?
A: Yes! Youโll be among the first to know about new launches and offers.
๐ Your Path to Property Ownership Starts Here
From Dubai South to JVC, the First Home Ownership Program helps you find the perfect home or investment in the UAEโs most dynamic real estate market.
๐ฒ Register now to access exclusive offers, flexible plans, and government support.
๐ฌ Need help? Contact AMK VISION for a free consultation with our expert real estate advisors.
๐ AMK VISION โ Your Trusted Partner in Dubai Real Estate
Let us guide you to your first home in Dubai.
โ Personalized support
โ Exclusive listings
โ Transparent advice
โ End-to-end assistance
๐ Contact us today to get started!
